Legal

Terms of Service

Effective November 11, 2026Last updated November 12, 2026

1. Agreement to these terms

These Terms of Service (the “Terms”) are an agreement between you and Speaklit, a business based in Wisconsin, United States (“Speaklit”, “we”, “us” or “our”). They cover your use of the website at speaklit.ai, the Speaklit desktop apps for Windows, Mac and Linux, the Speaklit browser extensions, and every feature, plan and service we offer through them (together, the “Service”).

By creating an account, downloading an app, or otherwise using the Service, you agree to these Terms and to our Privacy Policy. If you don’t agree, please don’t use the Service. If you use Speaklit on behalf of a school, district or other organization, you confirm that you are allowed to accept these Terms for it, and “you” includes that organization.

2. Who can use Speaklit

Speaklit is made for readers of all ages, including students. To use it:

  • If you are 13 or older but under the age of majority where you live, you may use Speaklit with the permission of a parent or legal guardian, who agrees to these Terms on your behalf.
  • If you are under 13, you may use Speaklit only with the consent and supervision of a parent or guardian, or through a school that has authorized your use (see School licenses).
  • You must not be barred from using the Service under the laws that apply to you.

Parents and guardians are responsible for their child’s use of Speaklit, including any purchases made with their permission.

3. Your account

  • Give us accurate information when you sign up, and keep your email address up to date so you receive account and billing emails.
  • Keep your password private. You are responsible for everything that happens in your account. Tell us right away at [email protected] if you think someone else has used it.
  • If you sign in with Google, your use of Google sign-in is also governed by Google’s terms.
  • One person per account. Accounts may not be shared, sold or transferred.

4. The Speaklit service

Speaklit reads text out loud with natural voices, explains text with AI (“EC”), and answers questions about it. We are a new and growing product. We may add, change or remove features, voices, limits and supported devices from time to time. If we remove something that is central to a paid plan, we will tell you in advance and you may cancel.

We work hard to keep Speaklit available, but we don’t promise it will always be uninterrupted or error-free. Maintenance, updates, internet problems or issues with our providers may cause downtime. Features marked as preview, beta or “coming soon” may be incomplete and may change or end.

The desktop apps and browser extensions may update automatically to fix problems and add improvements. Keeping them up to date is part of using the Service.

5. Plans, billing and renewals

Free plan. Anyone with an account can use Speaklit for free, within the daily limits shown on our pricing page (currently 20 uses a day, including up to 5 AI answers). Limits reset daily.

Paid plans. Speaklit Basic and Speaklit Pro are subscriptions, paid monthly or yearly. The current prices and what each plan includes are shown on the pricing page at the time you subscribe. Pro includes unlimited normal use, subject to reasonable fair-use limits that protect the Service for everyone (see Acceptable use).

Automatic renewal. When you subscribe, you authorize us to charge your payment method at the start of each billing period (every month, or every year on a yearly plan) until you cancel. Your subscription renews automatically at the then-current price unless you cancel before the renewal date.

Payments. Payments are processed by Stripe. We never see or store your full card number. Prices are in U.S. dollars and do not include taxes unless stated. You are responsible for any applicable taxes, which may be added at checkout.

Launch prices. If you subscribe at a launch or promotional price, you keep that price for as long as your subscription stays active. If you cancel and later subscribe again, the current price applies.

Price changes. We may change prices for future billing periods. We will email you at least 30 days before a price change affects your subscription, and you can cancel before it takes effect.

Changing plans. You can switch between Basic and Pro, or between monthly and yearly billing, at any time. Upgrades take effect immediately and are prorated. Switching between monthly and yearly starts the new billing period right away, and the unused part of your current period is credited. Downgrades take effect as described in your account at the time of the change.

Failed payments. If a payment fails, we and Stripe may retry it. If it still can’t be collected, your account may move back to the Free plan.

6. Cancellations and refunds

You can cancel at any time from your account page. When you cancel, you keep your paid features until the end of the billing period you already paid for, and you won’t be charged again.

Payments are generally non-refundable, and we don’t give refunds or credits for partial billing periods or unused features, except where the law requires it. If you believe you were charged by mistake, or something went wrong, email [email protected] within 30 days of the charge and we will look into it and make it right where appropriate.

7. School licenses

Schools and districts can buy a Speaklit school license for their students and teachers, priced per student per year as shown on our schools page or in a written quote. If a school signs an order form, quote or separate agreement with us, that document controls where it conflicts with these Terms.

A school that provides Speaklit to its students is responsible for authorizing those students to use it, for obtaining any parental consent required by law, and for managing who is on its license. When we process student information on a school’s behalf, we do so only to provide the Service to that school, as described in our Privacy Policy.

8. Acceptable use

Use Speaklit for reading, learning and your own work. You agree not to:

  • break any law, or use the Service to harass, threaten, defame, or harm anyone;
  • submit content you don’t have the right to use, or that infringes someone else’s rights;
  • use Speaklit to cheat or to break your school’s or employer’s rules on academic honesty;
  • try to get around usage limits, for example by creating many free accounts or sharing one paid account between several people;
  • use automated scripts, bots or bulk tools to send requests to the Service, or resell or redistribute access to it;
  • copy, record or redistribute the Speaklit voices or generated audio for commercial use, or use them to impersonate a real person;
  • reverse engineer, decompile, or try to extract the source code or AI prompts of the Service, except where the law allows it;
  • interfere with or overload the Service, probe it for security weaknesses without our written permission, or access accounts that aren’t yours;
  • use the Service to build a competing product, or to generate content that is illegal, sexually explicit involving minors, or that promotes violence.

We may limit, suspend or end access for anyone who breaks these rules or whose use puts the Service or other people at risk.

9. Your content

“Your content” means the text you copy, select or type into Speaklit, the questions you ask, and the answers and audio made for you. You keep all rights to your content.

You give us a limited, worldwide, non-exclusive license to process your content only as needed to provide the Service to you: for example, to turn it into speech, to send it to our AI provider for an answer, and to show the result to you. We don’t keep the text you read after your answer is made, we don’t sell it, and we don’t use it to train AI models.

You are responsible for your content and for having the right to use it with Speaklit.

10. AI features

Speaklit’s explanations, summaries, quizzes and answers are generated by artificial intelligence. AI can be wrong, incomplete or out of date, even when it sounds confident. Please:

  • double-check anything important, like dates, numbers, names, quotes and instructions, against the original text;
  • don’t rely on Speaklit for medical, legal, financial, safety or other professional advice;
  • follow your teacher’s and school’s rules about using AI for schoolwork.

Answers are provided for your personal learning and convenience. You decide how to use them, and you are responsible for that use.

11. Third-party services

Speaklit relies on trusted providers to work, including OpenAI (AI answers), Microsoft (online voices), Stripe (payments), Google (optional sign-in) and Cloudflare (security and speed). Their services are subject to their own terms. We are not responsible for third-party websites or services that you choose to use, including pages you read with Speaklit.

12. Our intellectual property

The Service, including the Speaklit name and logo, the apps, the extension, the website, the design and the software, belongs to Speaklit and its licensors and is protected by law. Subject to these Terms, we give you a personal, revocable, non-exclusive, non-transferable license to install and use the Speaklit apps and extension on devices you own or control, for your own use.

You may not use our name, logo or branding in a way that suggests we endorse you, except as allowed for approved affiliates under section 13.

Feedback. If you send us ideas or suggestions, you allow us to use them freely to improve Speaklit, without owing you anything.

13. Affiliate program

The Speaklit affiliate program lets you earn a commission for referring new paying customers. Every Speaklit account comes with an affiliate link and referral code; when you use them, these extra terms apply to you:

  • Eligibility and payouts setup. Anyone with a Speaklit account can share their link and code and earn commissions. To receive payouts you must be at least 18 years old and complete payout setup: verify your identity, connect a bank account and provide tax information through our payment provider (Stripe). If you are under 18, you may still share your link and code and earn commissions, but you cannot set up payouts or cash out until you turn 18. Until you complete payout setup, your earned commissions are kept for you. Please give accurate information.
  • Commissions. You earn the commission rate shown on the affiliate page (currently 30%) of the amounts a referred customer actually pays for Speaklit Basic or Pro, before taxes, for as long as they remain a paying customer; there is no time limit. Payments that are refunded, reversed or disputed do not earn commissions. If we change the commission rate, the new rate applies only to payments made after we announce the change.
  • Higher rates. Affiliates can apply for a higher commission rate (currently up to 60%) from their affiliate dashboard. We decide based on your account’s actual results, such as commissions earned, current paying customers and refunds; applications made before you have earned the minimum shown on your dashboard are declined. A higher rate applies to payments made after it is granted, and payments already earned keep the rate they were earned at. We may lower a higher rate back to the standard rate, for future payments only, if your results are based on refunds, self-referrals or other activity that breaks these rules.
  • Schools. A school or district is your referral if it requests a quote on our schools page through your affiliate link, or enters your referral code there, and we did not already have an open conversation with it. You earn the same commission rate on each school license payment we receive from it, before taxes, every year it renews. School licenses are invoiced separately, so school commissions are added when the school’s payment is received.
  • Referrals. A person becomes your referral if they click your affiliate link and then, within 60 days and on the same browser, either create their Speaklit account or make their first payment for Speaklit, and no other affiliate link was clicked after yours (“last click”). Once a person is your referral, that doesn’t change: if they start on the Free plan and upgrade later, even many months later, their payments still earn you commission for as long as they keep paying. People who had already paid for Speaklit before clicking your link, and accounts you create for yourself or people in your household, do not count.
  • Payouts. Payouts are made once a month, to the bank account you connected in payout setup. Commissions earned in a calendar month are paid on the last day of the following month (for example, commissions earned in November are paid on December 31), which allows time for refunds and chargebacks. If your balance is below the minimum shown on the affiliate page (currently $25), it rolls over to the next monthly payout. You are responsible for any taxes on your earnings. You provide your tax information through Stripe during payout setup; payouts are held until it’s complete, and we may report payments to tax authorities as required by law.
  • Honest promotion. Clearly disclose that you earn a commission when you share your link. Don’t make false or misleading claims about Speaklit, its prices or features; don’t offer discounts or free plans we haven’t approved (the referral discount shown on our site, currently 10% off a new customer’s first 3 months, is approved); don’t send spam; don’t bid on “Speaklit” or similar terms in search ads; and don’t pretend to be Speaklit.
  • Minors. Don’t direct paid promotion or personal messages to children under 13.
  • Leaving the program. You can leave at any time. Commissions stop when you leave, or if we end your participation for breaking these rules; if we end it for any other reason, we pay the commissions you have already earned.
  • Our rights. We may review referrals, withhold commissions earned through fraud or rule-breaking, and change, pause or end the program or your participation at any time. If we end the program without cause, we will pay valid commissions you have already earned.
  • Relationship. You are an independent contractor, not an employee, partner or agent of Speaklit, and you may not make promises on our behalf.
  • Contact. Questions about the affiliate program go to [email protected].

14. Speaklit Creators and creator email

Speaklit Creators (speaklit.org) is an optional set of tools for affiliates: step-by-step guides, a free creator email address ending in @speaklit.co, Speaklit videos and pictures to download, an AI video-prompt maker and an AI coach. If you use it, these extra terms apply on top of the affiliate terms in Section 13:

  • Adults only. Speaklit Creators is only for people who are 18 or older. By joining, you confirm that you are.
  • Your creator email. You can make one address at speaklit.co to set up and run your own accounts that promote Speaklit. The address belongs to Speaklit, and you may use it while you take part. You may send emails up to the limits shown in your inbox (currently 20 a day, up to 3 people each). Don’t use it for spam, bulk or unwanted email, phishing or scams, anything illegal, signing up in someone else’s name, or pretending to be Speaklit or its staff. We filter incoming mail for spam and harmful content.
  • When an address can end. We may limit, pause or delete a creator address if it is misused, if you leave the affiliate program or close your Speaklit account, or if we stop offering creator email. Unless it’s because of misuse, we will try to tell you 30 days before, so you can move your accounts to another email. Add a second email or phone number to each of your social accounts so you can always get back in.
  • Your social accounts. The accounts you make are yours. You run them under each platform’s own rules, and Speaklit isn’t responsible for what a platform decides, such as removing a post or an account.
  • Videos and pictures. We give you a limited, revocable permission to use the Speaklit videos, pictures and name we provide in posts that promote Speaklit, as long as you follow these terms. Don’t edit them to show features Speaklit doesn’t have.
  • AI tools. The prompt maker and the coach use AI and can make mistakes, so check what they write before you use it. You are responsible for what you post. Outside AI video tools, such as Google’s, have their own terms and age rules.
  • Honest, labeled posts. Clearly disclose your commission in each post (for example, start the caption with “#ad · I earn a commission if you sign up through my link.”) and use each platform’s paid-partnership and AI-generated labels where they exist. Never make fake reviews or testimonials, including AI-made or acted people who say they use Speaklit or describe results. Don’t buy followers, likes or views, use bots, or make extra accounts to get around a platform’s rules.
  • Breaking the rules. We may remove you from Speaklit Creators and close your creator address if you break these terms, and the rules in Section 13 about withholding commissions apply.

15. Privacy

Our Privacy Policy explains what information we collect, how we use it, and the choices you have. It is part of these Terms.

16. Suspension and termination

You can stop using Speaklit at any time, and you can ask us to delete your account by emailing [email protected]. Cancel any paid subscription first so you aren’t charged again.

We may suspend or close your account, with or without notice, if you break these Terms, if we must do so by law, or if your use creates risk or harm for Speaklit, our providers or other people. If we close your account without cause, we will refund any prepaid amount for the time you can no longer use.

Sections that by their nature should survive (such as your content, intellectual property, disclaimers, limitation of liability, indemnity and governing law) continue after your account ends.

17. Disclaimers

To the fullest extent permitted by law, the Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Service will be uninterrupted, secure or error-free, or that AI answers or audio will be accurate or complete.

Some places don’t allow certain warranties to be excluded, so some of the above may not apply to you.

18. Limitation of liability

To the fullest extent permitted by law, Speaklit will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of data, profits, grades, opportunities or goodwill, arising from or related to your use of the Service. Our total liability for all claims related to the Service is limited to the greater of (a) the amount you paid us in the 12 months before the event giving rise to the claim, or (b) fifty U.S. dollars ($50).

These limits apply to the extent allowed by law, and don’t limit liability that can’t be limited, such as for fraud or gross negligence.

19. Indemnity

If you use the Service in a way that breaks these Terms or the law, or infringes someone else’s rights, and that leads to a claim against Speaklit, you agree to cover the reasonable costs, damages and legal fees that result, to the extent permitted by law. This section does not apply to consumers where local law forbids it.

20. Governing law and disputes

These Terms are governed by the laws of the State of Wisconsin, United States, without regard to its conflict-of-law rules. Any dispute that can’t be resolved informally will be handled by the state or federal courts located in Wisconsin, and you and we consent to their jurisdiction. If you live outside the United States, you may also have rights under the consumer protection laws of your country that these Terms do not take away.

Before starting any formal dispute, please email [email protected] and give us 30 days to try to fix the problem. Most issues can be solved quickly this way.

22. Changes to these terms

We may update these Terms as Speaklit grows. We will post the new version on this page and change the “Last updated” date. If a change is significant, we will tell you by email or in the Service before it takes effect. If you keep using Speaklit after the changes take effect, you accept the updated Terms. If you don’t agree, stop using the Service and cancel any subscription.

23. General

  • Entire agreement. These Terms, the Privacy Policy and any order form you sign with us are the whole agreement between you and Speaklit about the Service.
  • Severability. If any part of these Terms can’t be enforced, the rest stays in effect.
  • No waiver. If we don’t enforce a part of these Terms right away, we can still enforce it later.
  • Assignment. You may not transfer these Terms without our consent. We may transfer them as part of a merger, sale or reorganization.
  • Events beyond our control. We aren’t responsible for delays or failures caused by events outside our reasonable control.
  • Notices. We may send notices to the email address on your account. You can send legal notices to us at [email protected].

24. Contact us

Questions about these Terms? We’re happy to help. Email the team that fits your question:

All the ways to reach us